

Last February, a homeowner in West Long Branch woke to find no water coming from her kitchen faucet. By noon, a pipe had burst in her basement, flooding the space with hundreds of gallons of water before she found the shutoff valve.
Frozen pipes cause over $5 billion in damages across the United States every year. Here in New Jersey, State Farm alone recorded more than 400 claims for frozen pipe damage in just 12 months, totaling $16 million. At All Seasons Monmouth Handyman in Oakhurst, NJ, we respond to dozens of frozen pipe emergencies each winter—and we’ve learned exactly what homeowners need to do when temperatures drop below freezing.
Your pipes are frozen if you turn on a faucet and only a trickle comes out, or nothing flows at all.
Check faucets throughout your home, starting with those on exterior walls. If water flows normally from some faucets but not others, you’ve isolated the frozen section. You might also notice frost on exposed pipes in crawl spaces, basements, or unheated garages.
Strange sounds matter too. Clanking or banging when you turn on faucets indicates ice blockages forcing water to change direction suddenly.
In older Oakhurst homes built before 1980, pipes often run through uninsulated exterior walls. These freeze first during cold snaps. The 07755 area saw temperatures below 15°F for three consecutive days last January, which triggered a wave of frozen pipe calls to our plumbing services team.
Bulging pipes signal serious trouble. Ice expands as it forms, putting immense pressure on pipe walls. If you see a pipe that looks swollen or deformed, call a professional immediately and shut off your water.
Shut off your main water supply first, before attempting anything else.
Locate your water shutoff valve now, before an emergency. Most Monmouth County homes have the main shutoff in the basement near the water meter, or in a utility closet. Every adult in your household should know where it is.
Open the affected faucet. This releases pressure as ice melts and gives melting water somewhere to go.
Apply gentle heat to the frozen section if you can access it safely:
Safe thawing methods:
Never do this:
Start thawing from the faucet end and work backward toward the frozen section. This lets melting water and steam escape through the open faucet instead of building pressure.
If you can’t locate the frozen section, or if pipes run inside walls, stop and call for help. Our repair solutions include emergency pipe thawing with professional equipment that won’t damage your plumbing.
Pipes freeze when heat can’t reach them and temperatures drop below 32°F for extended periods.
Monmouth County’s coastal location creates deceptive conditions. Ocean breezes moderate daytime temperatures, but nighttime lows still plunge into the teens during January and February. Nearly two-thirds of all freezing pipe claims happen during these two months.
Common freezing locations in Oakhurst homes:
Exterior walls: Pipes running through outside walls lack the home’s core warmth. Many older homes in our area have minimal wall insulation.
Crawl spaces: These unheated areas expose pipes directly to freezing air. Crawl space vents designed for summer ventilation become winter vulnerabilities.
Unheated garages: Water lines serving outdoor faucets or second-floor bathrooms often pass through attached garages. Homeowners forget these spaces reach outdoor temperatures.
Attics: Supply lines for second-story bathrooms sometimes run through attic spaces with poor insulation.

Wind chill amplifies the problem. That’s why pipes on north-facing walls freeze more often than identical pipes on southern exposures. Cold air infiltration through drafty areas around windows and doors drops temperatures inside wall cavities.
In 2024, 83% of homeowners faced unexpected repairs, with frozen pipes being a major contributor. Most had no idea which pipes were vulnerable until water stopped flowing.
The average frozen pipe insurance claim costs between $11,000 and $15,000 in our region.
That number shocks most homeowners. It’s not the pipe itself—replacing a burst pipe section might cost $200-400. The real expense comes from water damage.
A tiny one-eighth inch crack releases up to 250 gallons of water per day. That water soaks insulation, ruins drywall, damages flooring, and destroys belongings. Mold remediation alone can cost thousands if water sits for more than 48 hours.
State Farm paid over $181 million for nearly 9,000 frozen pipe claims in 2022. The average claim exceeded $20,000.
Professional prevention costs far less:
Insurance deductibles typically run $500-1,000. You’ll pay that whether the damage costs $5,000 or $20,000. Plus, filing a claim often increases your premiums for three to five years.
Investing in seasonal home maintenance prevents problems that cost exponentially more to fix. We’ve seen $200 worth of pipe insulation prevent $15,000 in water damage.
Call a professional immediately if you see water damage, smell gas, or can’t locate the frozen section within 15 minutes.
Call right away if:
You see water or wet spots. The pipe has already burst. Every minute increases damage. Shut off your main water supply and call emergency plumbing services.
The frozen pipe serves your heating system. Boilers and hot water heaters need constant water flow. Frozen pipes can damage expensive equipment or create dangerous pressure buildups.
Pipes are inside walls or ceilings. You can’t safely apply heat to pipes you can’t see. Professional thawing equipment uses electrical current to warm pipes from the inside without opening walls.
You smell gas. Some older Monmouth County homes have gas lines running near water pipes. Never use heating devices near gas lines. Evacuate and call both the gas company and a professional.
Multiple faucets show no flow. This suggests main line freezing, which requires professional assessment and thawing.
The frozen section is near electrical wiring. Water and electricity create fatal combinations. Don’t risk it.
You’ve tried safe thawing methods for 30 minutes with no progress. Ice blockages deeper in the pipe or in inaccessible locations need professional equipment.
Our plumbing services in Oakhurst, NJ include infrared cameras that locate frozen sections without guesswork. We use professional-grade thawing equipment that eliminates the burst risk that comes with uneven heating from home methods.
We’ve responded to enough “I tried to fix it myself” calls to know that professional help costs less than amateur mistakes. A homeowner in Ocean Township used a propane torch on a frozen pipe last winter. The pipe didn’t burst—it melted. He called us to replace an entire 12-foot section of copper piping.
Keep vulnerable pipes above 32°F by maintaining consistent heat, improving insulation, and allowing water movement during extreme cold.
Before winter arrives:
Insulate exposed pipes. Foam pipe insulation costs about $0.50 per foot at hardware stores. Wrap all pipes in unheated spaces—basements, crawl spaces, garages, and attics. Pay special attention to pipes on exterior walls.
Seal air leaks. Cold air infiltration around rim joists, foundation cracks, and wall penetrations drops temperatures inside walls. Our carpentry services can seal these entry points before winter.
Install heat tape. Electric heat tape provides constant warmth to vulnerable pipe sections. Use only UL-listed products and follow installation instructions exactly.
Disconnect outdoor hoses. Water trapped in hoses backs up into pipes and freezes, bursting the pipe or outdoor faucet. Store hoses indoors after draining completely.
Insulate crawl spaces. Close foundation vents in winter. Consider adding rigid foam insulation to crawl space walls. Maintain the space above 40°F if possible.
During cold snaps:
Keep thermostats consistent. Don’t lower heat below 55°F when you’re away. The money you save on heating won’t cover burst pipe repairs.
Open cabinet doors. Kitchen and bathroom sinks on exterior walls need warm air circulation. Open doors under sinks during freezing weather.
Let faucets drip. Running water doesn’t freeze as easily as standing water. A pencil-thin stream prevents freezing when temperatures drop below 20°F. Focus on faucets on exterior walls or those that have frozen before.
Keep garage doors closed. If water lines run through your garage, minimize the time garage doors stay open during extreme cold.
Maintain indoor temperature if traveling. Never turn off heat completely when leaving town in winter. Set thermostats to at least 55°F.

Last year we helped a homeowner in Wanamassa who’d spent winters in Florida for 20 years without problems. The polar vortex in January 2024 brought sustained temperatures our area hadn’t seen in decades. She returned to find extensive damage because she’d set her heat to 50°F. Setting it to 58°F would have cost maybe $30 more in heating bills. The repairs cost $18,000.
Prevention beats reaction every time. Our team offers winter home maintenance services that prepare your home before the first freeze.
The biggest mistake is waiting too long to call for help, turning a $300 repair into a $15,000 disaster.
Homeowners tell us they didn’t want to “bother anyone” or they thought they could handle it themselves. We understand—nobody wants to pay for professional help if they can avoid it.
But frozen pipes escalate fast. Ice doesn’t just sit there. It expands, creating pressure that cracks pipes. When it finally melts, water pours into your home.
We’ve seen people try these dangerous approaches:
Using open flames. A homeowner in Eatontown used a propane torch, caught wall insulation on fire, and called the fire department before calling us. Fire damage exceeded $40,000.
Ignoring partial freezes. If water trickles instead of flows normally, ice is already forming. Don’t assume it’ll fix itself when weather warms. That partial blockage can become a complete freeze overnight.
Waiting until morning. If you discover frozen pipes at night, address them immediately. Water damage multiplies exponentially with time.
Not knowing the shutoff location. When a pipe bursts, every second counts. We’ve arrived at homes where water had been flowing for hours because homeowners couldn’t find the shutoff valve.
Assuming it won’t happen to them. Monmouth County’s moderate reputation misleads people. We get real winter here. Ask anyone who lived through the January 2024 cold snap.
Professional help costs a few hundred dollars. Water damage restoration, mold remediation, drywall replacement, flooring repairs, and content cleaning cost thousands. Simple math.
We arrive within 60-90 minutes for emergency calls, locate the problem quickly, and begin repairs immediately to minimize damage.
Here’s what to expect:
Immediate assessment. We identify which pipes are frozen and check for any that have already burst. Infrared cameras show temperature differences inside walls without opening them.
Water shutoff confirmation. If you haven’t already shut off the main water supply, we’ll do it immediately if any burst is suspected.
Professional thawing. We use specialized equipment that warms pipes evenly and safely. Our methods eliminate the risk of pipe damage from uneven heating.
Damage evaluation. Once water flows again, we inspect for cracks, leaks, or weak spots that could fail later. We pressure test the system to ensure integrity.
Repairs if needed. If pipes have burst or cracked, we replace damaged sections immediately. Most repairs finish within a few hours.
Prevention recommendations. We show you exactly which pipes are vulnerable and explain practical solutions to prevent future freezing.
We’ve served Monmouth County for over 25 years. We know which homes are vulnerable, which pipe locations cause the most problems, and which solutions work long-term versus quick fixes that fail next winter.
Our electrical services team can install heat tape properly and safely. Our insulation experts seal the air leaks and add protection where it matters most.
The homeowners who call us for prevention never call us for emergencies. The ones who wait until pipes freeze always wish they’d called sooner.
Don’t let frozen pipes destroy your home this winter. Call (908) 650-7333 or visit our plumbing services page to schedule your fully insured Oakhurst handyman for winterization services or emergency pipe thawing.